Welcome to the Finance Center at BMW of Albany

Open Today! Sales: 9am-6pm Call us at: 229-883-2040

Now that you’ve found the BMW that’s right for your needs, let our team at BMW of Albany help you cruise around Albany, Leesburg, and Tifton, GA, in no time at all. Here, our team will meet with you one-on-one to answer all your financing questions, as well as craft you a completely customized plan. Call Us to schedule yourself a test drive today!

Are you ready to learn more about our streamlined process? Keep reading!

Early Lease Return near Me

Car Dealership

Buying a Car

Our Finance Center

At our BMW finance center, our team has spent years in the automotive industry perfecting and simplifying the financing process. For you, this means you’ll find yourself behind the wheel of the BMW of your choice in the blink of an eye.

During your meeting, you and one of our experts will discuss the procedure as a whole. This way, you’ll have plenty of time to ask your questions, and we’ll have time to ask ours.

Once everyone has asked the necessary questions, our team will get to work crafting a completely customized payment plan. To create this plan, our experts will examine your down payment, trade-in value, and more to secure you a loan that’s best suited for your lifestyle needs.



BMW Finance Offers

Since every driver is different—as are their financing needs—our BMW finance center offers several financing options. Three of these offers include buying, financing, and leasing.

Both options provide many benefits. For example, when you buy your BMW, you’ll have no restraints on how long you and your new BMW will spend together. You can drive it as often as you want as soon as you leave our dealership, customize it to your liking, etc.

Financing is a long-term agreement between you and an auto loan lender in which you’re making payments to eventually own the vehicle. Like buying, financing a vehicle means you can drive as often as you want as soon as you leave the dealership!

Financing will require you to open a new line of credit, which you can positively impact by making monthly payments on time. Over time, you may be eligible to refinance your loan for a lower monthly payment and interest rate.

You’ll build equity in a car that you finance. As long as it’s kept in good condition, it should retain a modest resale value.

When you lease, you’ll typically have two to three years to spend with your BMW, which is the right amount of time for the next round of advanced technology features. This way, you can always stay current on the most impressive features. Leasing is often the way drivers go who want to drive the latest models without a sizable down payment.

Additionally, leasing usually offers several warranties, one of which targets routine maintenance. Under a maintenance warranty, services such as oil changes, tire rotations, etc., should be covered, meaning you won’t have to pay out of pocket for these services during your lease period.

No matter what you’re looking for in terms of financing, our experts will help you decide if buying or leasing is right for you.

Online Car Tools

Online BMW Financing

When it comes to learning more about your financing needs, our finance center offers several complimentary tools.

Some of the tools we offer online include a financing application, trade-in estimate, and payment calculator. Each form only takes a moment to fill out and provides invaluable information.

Take the payment calculator, for example. It uses the information gathered from our other tools to create a mock financial plan. To receive this mock plan, simply add the information of your loan term, interest rate, down payment, and trade-in value. In a matter of seconds, you’ll receive an estimate of what your monthly payment could look like.

Are you interested in trading a car toward the purchase of your new-to-you BMW? Our Value Your Trade tool is here to help! You can quickly receive a trade quote for your car thanks to this easy-to-use feature. Start by entering information about your vehicle, including year, make, mileage, etc. We encourage you to upload a high-quality photo of the interior and exterior so we can create a more accurate estimate.

Once we have information on your vehicle and how to contact you, we’ll give you a preliminary estimate, which we will confirm when you schedule an appraisal appointment. At this appointment, one of our appraisers will inspect your ride from top to bottom and confirm your offer. From there, you can choose to use the credit toward the purchase of a different vehicle or walk away.

BMW Credit Card Program

Our BMW dealership offers credit card programs that make automotive-related transactions a breeze. There are two types of credit cards we offer, which are the BMW Card and BMW Precision Card.

The BMW Card benefits include:

  • 4X points on BMW purchases
  • 3X points on gas station and EV charging station purchases
  • 2X points on restaurant purchases
  • 1X point on all other purchases

The BMW Precision Card benefits include:

  • 5X points on BMW purchases
  • 3X points on gas station and EV charging station purchases
  • 2X points on restaurant purchases
  • 1.5X points on all other purchases

Each card will come with special offers. If you’re ready to apply or have questions, contact our BMW dealer today!

Explore Our BMW Inventory

Regardless of if you want to purchase, lease, or finance your vehicle, there’s something in our BMW inventory for you. Check out luxurious, high-performing sedans like the BMW 3 Series and spacious SUVs like the BMW X3.

On top of our new inventory, we have a large selection of pre-owned and BMW Certified vehicles that have been reconditioned to look and perform like new cars. These vehicles will come with detailed CARFAX® Vehicle History Reports™ so you can get a glimpse into previous ownership, maintenance history, etc.

Talk to our sales team about your needs and book your test drive today!

Visit our BMW Finance Center Today

Are you ready to cruise around Albany, Leesburg, and Tifton, Georgia, in a new BMW? If so, let our team of financing experts help you do just that. Together, we’ll discuss your specific needs to create a fully customized financial plan for you.

Contact our finance center at BMW of Albany to get started today!

Phone Number:Sales Hours:
  • Mon - Sat9:00 AM - 6:00 PM
  • SunClosed
BMW of Albany Location

Contact Us

BMW of Albany
801 E. Oglethorpe Blvd.
Albany, GA 31705
Sales Hours:
  • Monday - Saturday9:00 AM - 6:00 PM
  • SundayClosed
Service Hours:
  • Monday - Friday8:00 AM - 5:30 PM
  • Saturday - SundayClosed
BMW of Albany 31.573877, -84.132055.